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Archive by author: LukeReturn

LUKE, Managing Director & Mortgage and Protection Adviser

Luke started Fairview Financial with the intention to create a company that always puts customers first by delivering honest and unbiased advice.

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09

Stamp duty holiday. Who will benefit?

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Stamp duty holiday. Who will benefit?
Yesterday, 8th July 2020, Chancellor Rishi Sunak announced a temporary holiday on stamp duty on the first £500,000 of all property sales in England and Northern Ireland until next 31st March 2020. According to the chancellor, this measure is said to save the average house buyer £4,500 with 9 out of 10 people buying their first home or moving to a new house this year expected to pay no stamp duty as a result.
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Can I still remortgage during the Coronavirus lockdown?
The global Covid-19 outbreak has caused disruption everywhere including within the property market. However, for those who are due to remortgage within the next 6 months, the opportunity to save lots of money by taking advantage of very low rates is still available.
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01

Mortgage payment holiday - how does it work?

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Mortgage payment holiday - how does it work?
To support those who are having difficulties in making their monthly mortgage payments, a payment holiday of up to 3 months is being offered by lenders to those who have been impacted by the coronavirus outbreak.
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How is your mortgage affected by Bank England’s record low base rate cut?
Just days after the base rate was cut to 0.25%, in the wake of the coronavuris pandemic, Bank of England took the decision to slash the base rate again to a record low 0.10%. Find out how the base rate can affect your mortgage and what to do if you have a fixed, tracker, discounted or standard variable rate mortgage.
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11

5 myths about bad credit and mortgages answered

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5 myths about bad credit and mortgages answered
Many of our clients ask us "Can I get a mortgage with bad credit?". Let's find out...
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06

5 top tips for first-time buyers

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5 top tips for first-time buyers
Being a first-time buyer brings unique challenges. Here are the Fairview Financial tips for first-time buyers.
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05

5 things to ask a mortgage advisor

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5 things to ask a mortgage advisor
Choosing a mortgage can be complicated. There are so many different mortgage offers to pick from and several factors to consider, which is why most of us turn to a mortgage advisor for help.
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