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Meet the Fairview Financial team

Luke Tomkotowicz

Managing Director 

Residential & Commercial Mortgage Adviser

Luke has been involved in Financial Services for over 10 years and has an in-depth, all round knowledge of this industry. He founded Fairview Financial in 2017 with the intention of creating a customer-driven company delivering honest, ethical and transparent advice. Luke has built up a vast wealth of knowledge and can now assist customers with residential mortgages, commercial ventures, bridging finance and Buy-to-Let investments. He will leave no stone unturned until he finds our clients the right product.

In his spare time Luke plays golf, spends time with his family and likes to travel the world. He also loves taking Treacle, his loving terrier adopted from Cheltenham Animal Shelter, on long walks.


Tel: 01242 697821  |   Email:

Laura Healy

Mortgage and Equity Release Adviser

Laura has a wealth of knowledge and experience of the mortgage industry. She has been working in Financial Services for 18 years, 14 of which as a mortgage broker. She is also qualified to advise on Equity Release, adding another great string to her bow. Prior to joining Fairview Financial, Laura has worked as a mortgage adviser for several leading lenders and other financial services firms. Her greatest strength is the ability to adapt to every customer she meets whilst advising with great aplomb on a broad range of mortgages, and equity release products.

Laura enjoys eating out, cooking, attending music events and comedy shows but most of all spending time with her friends and family, especially her daughter Isla.


Tel: 01242 697821  |   Email:

Emily Bourgeois

Mortgage and Protection Adviser

Emily can offer mortgage advice on an extensive range of scenarios – from those looking to buy their first home, remortgage or move house, to those with complex income streams or adverse credit. Emily started her career in the mortgage industry over 12 years ago and she has worked in a range of mortgage advisory roles for high street banks and brokerage companies, gaining an extensive knowledge of the end-to-end mortgage process. Her friendly manner, years of experience and strong attention to detail will not go unnoticed.

Outside work Emily’s life is very busy with two young kids, two Spaniels and a cat. Long dog walks, hosting friends and family and cooking are her favourite pastimes.


Tel: 01242 697821  |   Email:

Rachel James

Mortgage and Protection Adviser

Rachel has an extensive experience of 30 years in the financial sector, having started her career in mortgages as a consultant within a Building Society. Rachel soon flourished as a mortgage adviser and progressed her career working for one of UK’s largest property services group, becoming the youngest ever associate director the company had ever appointed. Rachel is very experienced with residential mortgages and all types of Buy to Let, Shared Ownership and Help to Buy transactions. Rachel’s passion for offering a great service and always looking after her clients makes her a perfect fit within the Fairview Financial team.

Rachel has a very busy home life with three children and two dogs but whenever she can find any spare time, she loves eating out, drinking fizz with her dear ones, spending time at the beach and going on long countryside dog walks.


Tel: 01242 697821 |   Email:

Jason Spicer

Mortgage and Protection Adviser

Jason has worked in Financial Services since 2007 and has a wealth of experience in the residential and Buy-to-Let mortgage market. He enjoys the diversity of the role and no challenge is too big for him when it comes to helping clients with the biggest purchase of their lifetime. He thrives in securing great deals for his clients and saving them money. Jason joined Fairview Financial in 2020 and his experience and knowledge of the mortgage market is a great asset to our company.

In his leisure time Jason enjoys spending time with his family, especially his granddaughter Daisy. He likes playing golf, veterans football and walking his dog Amber.


Tel: 01242 697821  |   Email:

Vanessa Hunter

Case Manager

Vanessa has made herself indispensable to us from day one and she’s amazing at getting things done well and efficiently! She has a great eye for detail and looks after the administrative side of our mortgage cases with impeccable care. Prior to joining Fairview Financial Vanessa had several senior management roles in the leisure and hospitality sector and she is now very keen to learn new skills and start a new journey in the mortgage industry.

In her spare time Vanessa loves spending time with friends, drinking cocktails and travelling to explore new cultures. And if the sun is out she also loves getting lost in a good book in her garden.


Tel: 01242 697821  |   Email:

Claudia Duman

Operations Director 

Claudia has been an integral part of the business since it started, joining Luke, her partner, to ensure the smooth day to day running of Fairview Financial. Claudia makes things happen behind the scenes, overseeing the expansion and growth of the business. She has a real knack for working with people and is always there to support the team when needed.

Outside work Claudia likes to keep busy looking after her garden and cooking, she will often spoil her friends and family with great bakes. She is also a keen amateur photographer, interested in architecture photography and will happily engage in this hobby when travelling.


Tel: 01242 697821  |   Email:

Scarlett Sudbury

Mortgage Administrator

Scarlett is responsible for processing cases and ensuring they progress from offer to completion in a smooth and timely manner. Prior to joining Fairview Financial Scarlett has performed various roles in the financial services for the past 5 years, most recently focused on protection advice. She is passionate about maintaining excellent communication with clients, ensuring that they are kept up to date and fully informed throughout the entire mortgage process.

Her interests include music, art, swimming, vegetarian cookery, film, and spending quality time with her family.


Tel: 01242 697821  |   Email:

Why choose us?

Whole of market broker

We will research thousands of deals and over 90 lenders to find you the right mortgage

Independent mortgage advice

Our advice is tailored to your circumstances and requirements, always serving your best interests

5 star reviews

We provide honest and unbiased advice and our clients' feedback is a true testimony of that

Local broker

Your dedicated broker will be your point of contact through the entire mortgage process

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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        
Our standard fee for residential and Buy-to-Let mortgages is £295 and this is paid when the mortgage is offered. 
We do not charge a fee to First-Time Buyers. We may however charge a fee of up to £495 for Shared Ownership mortgages and Help-to-Buy mortgages, due to the complexity of the work involved. 
Our fee for Equity Release is £795 and this is paid when the mortgage completes. 
For commercial mortgages our standard fee is between £495 and £995, depending on the level of complexity, and this is paid when the mortgage is offered.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

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