Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

May 2026

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide suggests the answer may simply be: you're looking in the wrong postcode. Nationwide's 2026 Local Area Affordability Report reveals a Britain of stark contrasts. Where the difference between being able to buy a home and being locked out of the market entirely can come down to which side of a regional boundary you happen to live on.

Let’s Get Your Protection Up-To-Date

Protection |

We’ve rounded up our insights on the top reasons to update your critical illness cover, income protection, and life insurance policies. Don’t forget, we are here every step of the way.

Is Your Home Insurance Ready For Summer?

Home Insurance |

We might be using summer as a helpful prompt to get you organised, because really, all of these policy extras are very important throughout the year. However, if you are like us, summer is a great motivator to get everything sorted so you can sit back and relax. This is especially true if you are one of the lucky ones with a beach to head to! Here are some top home insurance considerations heading into summer!

Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Equity Release, Homeowners |

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of clients have asked us if they can use Later Life Lending to spruce up their alfresco dining this summer? It’s a great question! We thought you might be interested to hear as well, so we’ve put together an article. But don’t forget, Later Life Lending needs expert guidance, so give us a call and we’ll make sure you know the ins and outs.

Looking For A Mortgage? Read This First!

Home Movers, First Time Buyers, Remortgages |

After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For borrowers who plan, there are genuine opportunities. As your trusted broker, we are here to help every step of the way. We’ve researched and spoken to industry professionals to give you an update ahead of summer. So, you can relax and enjoy the warmer weather.

Divorcing Later in Life? Here's What You Need to Know, And How We Can Help

Around 1 in 3 divorces now happen after the age of 50. It's far more common than people realise. The financial implications are real and significant. Which is exactly why I want to talk you through them openly and honestly.

Did You Know You Can Use Later Life Lending to Stay in Your Home?

Equity Release, Homeowners |

As a later life lending broker, one of the most meaningful conversations I have with clients isn't about mortgage rates or later life lending products, it's about what comes next. Specifically, how to plan ahead so that if care is ever needed, families aren't scrambling to find answers at a stressful time.

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

Protection, Homeowners, Wellbeing |

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a serious condition. Illnesses like cancer, heart attack, or stroke. Not when you die. When you're alive and dealing with it. That money can clear your mortgage, cover treatment costs, adapt your home, or simply give you the breathing room to stop working and recover properly.

Protecting Your Empty Property: What You Need to Know

Home Insurance, Homeowners |

Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoing renovation, or simply sitting vacant during probate… this is something we should talk about. Unoccupied properties are one of the fastest-growing areas of risk we're seeing right now. Many owners don't realise they may already have a gap in their cover.

Q&A With Your Broker… What Have You Always Wanted to Ask?

Home Movers, First Time Buyers, Remortgages, Mortgage tips |

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.

Stay Informed: Mortgage Tips & Trends

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...

Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...

Is Your Home Insurance Ready For Summer?

We might be using summer as a helpful prompt to get you organised, because really, all of these poli...

Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of c...

Looking For A Mortgage? Read This First!

After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For ...

Divorcing Later in Life? Here's What You Need to Know, And How We Can Help

Around 1 in 3 divorces now happen after the age of 50. It's far more common than people realise. The...

Did You Know You Can Use Later Life Lending to Stay in Your Home?

As a later life lending broker, one of the most meaningful conversations I have with clients isn't a...

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a ...

Protecting Your Empty Property: What You Need to Know

Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoing re...

Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Stay Informed: Mortgage Tips & Trends

Quick Links

Our Fees