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Keep up to date with the latest news and our guides on all things mortgages. 

Over recent years, Equity Release has become an extremely popular way of boosting and supplementing retirement income. As one of the more misunderstood products out there, Laura Healy, Equity Release Adviser at Fairview Financial Ltd in Cheltenham, will answer some frequently asked questions on this topic.
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With Equity Release, your home can be a valuable source of retirement income. Releasing equity from your home with a lifetime mortgage is a major decision not just for you but for your entire family, and it should not be entered into lightly. We have put together for you a list of the main pros and cons to consider before embarking on this journey.
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To support those who are having difficulties in making their monthly mortgage payments, a mortgage payment holiday of up to 3 months is being offered by lenders to those who have been impacted by the Coronavirus pandemic.
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Just days after the base rate was cut to 0.25%, in the wake of the Coronavuris pandemic, Bank of England took the decision to slash the base rate again to a record low 0.10%. Find out how the base rate can affect your mortgage and what to do if you have a fixed, tracker, discounted or standard variable rate mortgage.
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Choosing a mortgage can be complicated. The mortgage market in UK is extremely competitive but lenders are also a lot more demanding now. There are so many different mortgage options to pick from and numerous factors to consider, which is why most of us turn to a mortgage broker for help.However, how do you find the right advisor for your needs? Here are some of the most important questions you need to ask when approaching a mortgage advisor.
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Understanding the world of mortgages can be difficult at the best of times. If you have bad credit, it’s important to remember that contrary to what you might have heard already, you can still apply for a mortgage.Let’s take a look and debunk some of the myths you might have heard.
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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        
Our standard fee for residential and Buy-to-Let mortgages is £295 and this is paid when the mortgage is offered. 
We do not charge a fee to First-Time Buyers. We may however charge a fee of up to £495 for Shared Ownership mortgages and Help-to-Buy mortgages, due to the complexity of the work involved. 
Our fee for Equity Release is £795 and this is paid when the mortgage completes. 
For commercial mortgages our standard fee is between £495 and £995, depending on the level of complexity, and this is paid when the mortgage is offered.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

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