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October 2026

Flood Insurance is Changing

Home Insurance, Homeowners |

Flooding is something you should think about when taking out home insurance. And we are seeing major changes to home insurance. If you live in an area at risk of flooding or are thinking about buying a property with flood history, have you heard of Flood Re?

Statutory Sick Pay Has Changed – But Would It Cover Your Bills?

Protection, Wellbeing |

If you couldn't work because of illness or injury, how long could you keep paying your mortgage and household bills? It's a question that's easy to put off. But with the rules around Statutory Sick Pay changing this year, it's a good time to think about what financial support you would have if your income suddenly stopped.

Later-Life Mortgages Are Under the Microscope

Equity Release, Homeowners |

Borrowing in later life is becoming increasingly relevant as people live and work for longer, retirement plans change, and more homeowners look to the wealth tied up in their property. Now, the Financial Conduct Authority (FCA) is taking a closer look at the later-life mortgage market.

Rent Guarantee: Why Landlords May Want to Review Their Protection

Home Insurance, Buy to Let |

Do you own a rental property? From 1 May, the new Renters’ Rights Act came into force, bringing major changes to how landlords manage tenancies and recover possession of their properties. One of the biggest changes is the removal of Section 21 ‘no-fault’ evictions, meaning landlords must rely on specific grounds when seeking possession.

Over 55 and looking to move? You may have more options than you think

Equity Release, Homeowners |

There’s a little-known option in the mortgage market that could help some people aged 55 and over buy a new property – and surprisingly, many people, including some estate agents, aren’t aware that it exists. Lifetime mortgages can potentially be used to purchase a property, rather than simply releasing money from an existing home.

Could your finances cope if your child became ill?

Protection |

A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the whole household. Its latest Everyday Risk Report found that 57% of parents have experienced at least one financial, work or childcare issue because their child was injured or became ill.

August 2026

What Is a Health Cash Plan – and Could It Save You Money?

Wellbeing |

If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that might be quietly saving other people hundreds of pounds a year. You may never have heard of it. It's called a health cash plan, and the differences between plans matter more than most people realise. That's exactly the kind of thing we help clients navigate, so if you're curious whether one makes sense for you, get in touch, and we'll walk through it together.

£7.84 Billion Reasons to Talk About Protection

Protection |

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that arrived at exactly the moment it was needed most: after a bereavement, a cancer diagnosis, or an injury that stopped someone earning. Across the year, that added up to £7.84 billion. If you've ever wondered whether protection insurance is "worth it," this is the number that answers the question. If you don't already have cover in place, or haven't reviewed it in a while, get...

Real Stories of Later Life Lending

Home Movers, Equity Release, Homeowners |

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data. But behind every number is a real person making a real decision about their home and their family. The Equity Release Council keeps a case study archive [1] of stories shared by real customers through their advisers, and a few of them stopped us in our tracks. We wanted to share them here.

AI Can Compare Mortgages. But Can It Replace Your Broker?

Home Movers, First Time Buyers, Remortgages |

For all the talk of AI tools and comparison sites reshaping financial services, the latest data on the UK mortgage market tells a different story: human advice still matters, and it matters more than ever. If you're navigating a purchase or remortgage yourself, this is exactly the kind of support we're here to offer, get in touch and let's talk it through.

Stay Informed: Mortgage Tips & Trends

Flood Insurance is Changing

Flooding is something you should think about when taking out home insurance. And we are seeing major...

Statutory Sick Pay Has Changed – But Would It Cover Your Bills?

If you couldn't work because of illness or injury, how long could you keep paying your mortgage and ...

Later-Life Mortgages Are Under the Microscope

Borrowing in later life is becoming increasingly relevant as people live and work for longer, retire...

Rent Guarantee: Why Landlords May Want to Review Their Protection

Do you own a rental property? From 1 May, the new Renters’ Rights Act came into force, bringing maj...

Over 55 and looking to move? You may have more options than you think

There’s a little-known option in the mortgage market that could help some people aged 55 and over b...

Could your finances cope if your child became ill?

A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the w...

What Is a Health Cash Plan – and Could It Save You Money?

If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that migh...

£7.84 Billion Reasons to Talk About Protection

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that ...

Real Stories of Later Life Lending

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data...

AI Can Compare Mortgages. But Can It Replace Your Broker?

For all the talk of AI tools and comparison sites reshaping financial services, the latest data on t...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: Calderwood House, 7 Montpellier Parade, Cheltenham, Gloucestershire, England, GL50 1UA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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