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January 2026

The January Money Reset Quiz

Wellbeing |

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arrive too. If you’re wondering where the money went (and how many mince pies you actually ate), this quick quiz is for you. There are no wrong answers. Just real life.

Small Tweaks, Better Balance

Home Insurance, Saving Money |

January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and many people are looking for ways to rebalance monthly spending. One area that often benefits from a quick check at this time of year is general insurance. Particularly, home, contents and car cover. These policies are usually set to auto-renew, which makes them easy to overlook. Over time, this can mean paying more than necessary or holding cover that no longer reflects your circumstances.

A New Year Perspective: How Equity Release Could Support Your Future Goals

Equity Release |

January is often a time for reflection and forward planning. For homeowners in later life, it can also be an opportunity to review how their property fits into their overall financial picture. Equity release is one option that can form part of this broader conversation, particularly when looking to rebalance income, reduce financial pressure or plan more confidently for the years ahead.

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

Home Movers, First Time Buyers, Remortgages, Protection, Homeowners |

January is often when people take a step back and look at their finances with fresh eyes. Once the festive period has passed, it becomes easier to focus on what really matters. Keeping income flowing, protecting family finances and ensuring plans stay on track if the unexpected happens. This is where protection insurance plays an important role.

Does Your Health Insurance Still Reflect Your Life Today?

Wellbeing |

January has a habit of making us take stock. New diaries, fresh plans, and a quiet promise to be a bit more organised this year. While many people focus on budgets and routines, there’s one important area that often gets left behind: health insurance. If your policy has been quietly ticking along in the background, now is a sensible time to bring it back into focus.

New Year, New Mortgage Plan

Equity Release |

January is often seen as the month for fresh starts. We declutter our homes, reset routines and take a closer look at our spending after the festive season. But one area that’s often overlooked is the mortgage, even though it’s likely to be your most significant monthly commitment. If you haven’t reviewed your mortgage in the last couple of years, January is a great time to check whether it’s still working as hard as it could for you.

December 2025

Autumn Budget 2025: What Homeowners and Buyers Should Know

Home Movers, First Time Buyers, Remortgages, Equity Release, Homeowners |

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new changes. We’ve gone through the details, and here are some changes that you’ll want to keep a close eye on.

Take The Stress Of Christmas With Equity Release

Equity Release, Homeowners |

The festive season can be magical. But honestly, we are speaking to so many of our clients, and the cost of living is really weighing on everyone’s mind. Christmas is a time to think of family, and maybe equity release is something you can consider. Our role as your advisor is to try to help where we can.

The Hidden Benefits of Using a Broker for Your Protection Policy

Protection, Wellbeing |

Did you know that nearly one in five adults in the UK who start looking into protection insurance don’t complete the process ? Among those under 35, this rises to one in four. Many stop after receiving a quote, while some don’t even begin their application. We’ve looked at the research. Around 70% of consumers value speaking with an expert.

How Health Cover Is Evolving, And Why It Matters

Wellbeing |

Health insurance has come a long way. Once seen as something you only used when you were unwell, today’s health cover is changing. Health insurers are moving from being “payers” – who step in only after a claim – to becoming “players” in keeping you healthy, active, and informed. Did you know that around 70% of all health insurance claims are now for everyday care, not hospital treatment ? That includes things like GP appointments, dental and optical visits, diagnostic scans, and speciali...

Stay Informed: Mortgage Tips & Trends

The January Money Reset Quiz

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arri...

Small Tweaks, Better Balance

January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and...

A New Year Perspective: How Equity Release Could Support Your Future Goals

January is often a time for reflection and forward planning. For homeowners in later life, it can al...

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...

Does Your Health Insurance Still Reflect Your Life Today?

January has a habit of making us take stock. New diaries, fresh plans, and a quiet promise to be a b...

New Year, New Mortgage Plan

January is often seen as the month for fresh starts. We declutter our homes, reset routines and take...

Autumn Budget 2025: What Homeowners and Buyers Should Know

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new c...

Take The Stress Of Christmas With Equity Release

The festive season can be magical. But honestly, we are speaking to so many of our clients, and the ...

The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...

How Health Cover Is Evolving, And Why It Matters

Health insurance has come a long way. Once seen as something you only used when you were unwell, tod...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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