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Your dream garden can be within reach – unlock the equity in your home

Spring is just around the corner, and with the promise of warmer days and blooming flowers, many homeowners find themselves yearning to breathe life into their outdoor spaces.

Your garden, often an overlooked canvas, can be transformed into a tranquil haven where you can relax and immerse yourself in the beauty of nature.  If you aren't sure how to make your plans a reality, one option is to use a lifetime mortgage for home improvements.

Unleashing your garden's potential

A lifetime mortgage is a financial solution that allows homeowners to access the value tied up in their property. This can be a game-changer when it comes to bringing your dream garden to life. From floral arrangements to cosy nooks for unwinding, the possibilities are as vast as your imagination. If you are unable to provide the funds yourself to meet the cost, this could be the right option for you.

Creating your garden sanctuary

Imagine strolling through your own lush paradise, surrounded by vibrant colours and the soothing sounds of nature. A lifetime mortgage can provide the means to invest in landscaping, hardscaping, and even the installation of features like a water fountain or a gazebo. These enhancements not only add value to your property but also create a space where you can escape the hustle and bustle of daily life.

Unlock the equity in your home

Equity release can provide a practical solution for financing by unlocking the value tied up in your property. By accessing the equity in your home, you can secure a lump sum or regular income that can be used to cover the cost of home improvements. This allows you to enjoy your home without depleting your savings or affecting your day-to-day finances.

Lifetime Mortgage plans offer so much flexibility and the right adviser will tailor to the individuals’ financial situations. Releasing money from your home isn’t for everyone, but it could be the answer for you. Before delving into a lifetime mortgage, it's crucial to seek professional financial advice. A qualified adviser can help you explore the various options, understand the potential impacts on inheritance and tax, and ensure that a lifetime mortgage aligns with your overall financial goals.

Explore how a lifetime mortgage can turn your garden aspirations
into flourishing realities

SPEAK TO AN ADVISER

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

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What our clients say...


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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