Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Discover the safety net: how income protection can safeguard your future and lifestyle

Did you know there is insurance that will pay you your salary? It covers you if you are too sick to work or have an accident and can't work. Depending on what you can afford, income protection can support you. Or for an agreed amount of time.

 

Here are just a few reasons why income protection is worth looking into…

 

Income protection provides a safety net to help your finances. Think mortgage or rent payments, bills, and daily living expenses.

 

But losing your income can also have a big impact on your lifestyle. Income protection offers a regular income to cover essential costs. And allows for those little luxuries. An insurance worth thinking about!

 

Knowing that you have income protection provides peace of mind. You’ll be financially protected if you suddenly become sick or have an accident. One less thing to stress and worry about during challenging times!

 

Policies are tailored to suit you. You’ll have flexibility around your income and sick pay benefits. Plus, how much you want to spend depending on how long you could go without an income or the policy's monthly cost. All of this allows the policy to be tailored to suit you.

 

Let’s look at long-term planning. Income protection reveals how the effects of illness will impact your life down the line. Helping you set up for the future!

 

Hopefully we’ve shown you why it's important to add income protection to your overall financial strategy. You are looking after yourself and your family. But this is just a beginner’s guide, so if you’d like to find out more, please get in touch to discuss your individual requirements.

 

Let’s safeguard your income from unforeseen events

SPEAK TO AN ADVISER

Related

Manage cash flow by leveraging your equity

Manage cash flow by leveraging your equity

Loading up the credit card is something we see all too often. But have you thought of leveraging the...

Read More >
How to fund a home reno

How to fund a home reno

Whether you're dreaming of a modern kitchen, a luxurious bathroom, or expanding your living spac...

Read More >
Unlocking energy efficiency: Enhance your home with a lifetime mortgage

Unlocking energy efficiency: Enhance your home with a lifetime mortgage

In a world where energy bills are rising faster than ever, finding ways to make your home more energ...

Read More >
The Cost of Living Crisis: How financial worries impact Gen Z's health

The Cost of Living Crisis: How financial worries impact Gen Z's health

In the face of the cost of living crisis, financial worries have reached an all-time high among Gene...

Read More >
Unlock the Door to Homeownership: A Guide to Government - Backed Schemes for First-Time Buyers

Unlock the Door to Homeownership: A Guide to Government - Backed Schemes for First-Time Buyers

First-time homebuyers may find it difficult to get on the property ladder due to the high cost of th...

Read More >
Should you use equity release to pay off your mortgage?

Should you use equity release to pay off your mortgage?

Should you use equity release to pay off your mortgage? Are your repayments stopping you from saving...

Read More >

What our clients say...

Latest Blog

Key Changes to Stamp Duty

As of April 1, 2025, significant changes to the UK's Stamp Duty Land Tax (SDLT) have come into effec...
Read More

Here are some tips for managing bills and finances when you don’t have a regular income

Managing money and bills self-employed can feel like a juggling act. Especially since you don't have...
Read More

Look after your health to ensure you are ready to work

Managing money and bills self-employed can feel like a juggling act. Especially since you don't have...
Read More

Is equity release available for the self-employed?

Are you self-employed, retired, or unemployed and looking for equity release? Are you wondering if y...
Read More

Why income protection & critical illness cover are extra important for the self-employed

If you're self-employed in the UK, income protection and critical illness cover are extra critical. ...
Read More

Do you need extra building and content insurance policies in place if you work from home?

Maybe you've spent a bit of time putting together your business. Now everything is going well, you w...
Read More

Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions

Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing con...
Read More

Health Insurance and Buying a New Home: Why They Go Hand in Hand

Buying a new home is an exciting milestone but also a significant financial commitment. While health...
Read More

Selling this spring? Top tips to get your house ready for sale!

Firstly, let’s ask, how does your house look from the street? First impressions are so important wh...
Read More

What insurance do you need to buy a home?

Are you buying a home in 2025? You’ve sorted out your finances, found the perfect home to buy, and ...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top