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Top tips: how to improve your chances of securing your dream home

Property buyers are forced to compete hard in many markets. So, how can you improve your chances of securing your dream home?

Here are five tips to beat out other buyers:

Have a home loan pre-approval in place. Having a mortgage Agreement in Principle from a lender will make you look more attractive in the eyes of estate agents. Positioning you as a serious buyer who can move quickly if their client accepts your bid.

Build good relationships with agents. Estate agents work for vendors, not buyers, so they prioritise their clients' interests. But if you can establish a good working relationship with agents. Even while keeping some of your cards up your sleeve. They might favour your offer over those of other buyers.

Be realistic with your offers. If you're buying via private treaty. Avoid the temptation to begin with a lowball bid. Otherwise, agents will take you less seriously than buyers who make serious offers.

Make an offer before the auction. If you're buying via auction, get ahead of the competition by making an offer before the auction. If your price matches what the agent expects to get at auction. They might tell their vendor to play it safe and accept your offer.

Be flexible around settlement. Tell the agent you're willing to accept different settlement conditions. (Assuming that’s possible). This might include a short or long settlement or a scenario where you let the vendor rent the property for some time before you move in.

Let us take some of the stress out of home purchases. If you need pre-approval, contact us, and we’ll help you secure your dream home!

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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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