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Keep up to date with the latest news and our guides on all things mortgages. 

Let’s get you on the property ladder with these tips!

We can help you get on the property ladder. Feel free to call us today to see what we can do for you. Here are some handy tips to keep in mind!

1. Assessing your financial readiness for homeownership
An overview to evaluate your savings and credit score. Plus, create a monthly budget to determine if you are ready to buy.

2. Saving for a deposit: strategies and options
Tips on how to save for a deposit. Including government schemes like the Lifetime ISA. And setting realistic savings goals.

3. Understanding the different types of mortgages
An explanation of fixed-rate, variable-rate, and other mortgage types. With advice on choosing the right one for your circumstances.

4. Government schemes to help first-time buyers
Information on initiatives like Help to Buy, Shared Ownership, and First Homes scheme. They could make the buying process more affordable.

5. Improving your credit score to secure a better mortgage
Steps to improve credit and pay down debts. We'll ensure a strong credit history to increase mortgage approval chances.

6. Additional costs to consider when buying a home
A breakdown of the hidden costs. Think stamp duty, solicitors’ fees, surveys, and moving expenses.

7. Getting pre-approval for a mortgage: why it matters
The importance of mortgage pre-approval. How it can help when making an offer on a property.

8. Navigating the property search: what to look for in your first home
Practical tips on what to prioritise when searching for a home. From location to future growth potential.

9. The role of a mortgage broker in securing the best deal
A mortgage broker can find tailored mortgage deals. Simplify the home-buying process.
 
Plus a bonus! Here is a free budget planner to keep track of your spending. Making saving easier for your big purchase.
https://www.moneyhelper.org.uk/en/everyday-money/budgeting/budget-planner  

SPEAK TO AN ADVISER

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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