Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

I’m renting - is insurance important?

If you are asking yourself if you need insurance while renting. The answer is yes! Think about everything you own. All the bills you have to pay. Would you be covered to replace everything and your income if you couldn’t work? Here is where insurance helps!

There are different types of insurance. From income protection. To content insurance. (Think of your furniture, electronics, jewellery, clothes, and more!). And of course. Car insurance. The definition of insurance is to reduce risk. 

Research  shows that over half of private renters in the UK have no form of financial protection in place. Despite one-third needing to take extended time off work.

You have to ask. Could you last one month and still support your family? What about if you couldn’t work for an extended period?

There are approximately 15.8 million people privately renting in the UK. According to the FCA. Some common reasons why people don’t have insurance include the following:

-    Not even thinking about it
-    Not feeling they have a reason to take out protection
-    Cost

We are here to help with all these factors. And we’ve started on the first point! We’ve explained why you do for the second point. And finally, contact us today to find a price that will suit your budget. 

If you’ve seen a loved one need insurance. Or maybe you have children now and have more to think about. We can help you with policies that protect you. Reduce risk. And ensure you aren’t financially vulnerable. 

Do you have family you think could use this advice? Feel free to forward them this email and our contact details. 

Buying an insurance policy against serious illness or loss of income is for everyone. Guarantee financial security, meet outgoings, and keep a roof over your head at any stage of life!

SPEAK TO AN ADVISER

Related

First Time Buyers - Your questions answered

First Time Buyers - Your questions answered

Few financial decisions feel as life-changing, daunting and exciting as making the move to buy your ...

Read More >
Protect yourself against phishing scams - don’t take the bait!

Protect yourself against phishing scams - don’t take the bait!

Phishing is a type of cyberattack where fraudsters send emails or messages that appear to be from a ...

Read More >
Ensure your valuables are secured in 2024

Ensure your valuables are secured in 2024

Whether you're a homeowner or renting, if someone in your household has received a high-value gi...

Read More >
Do you need joint life insurance?

Do you need joint life insurance?

Have you ever wondered whether you and your partner should be on one single life insurance policy? O...

Read More >
Autumn Statement: 95% Mortgage Guarantee Scheme has been extended

Autumn Statement: 95% Mortgage Guarantee Scheme has been extended

As part of their Autumn Statement, the Government announced that the 95% Mortgage Guarantee Scheme h...

Read More >
Why four in five young adults are considering critical illness cover

Why four in five young adults are considering critical illness cover

Four in five young adults consider taking out critical illness cover (CIC) once they understand the ...

Read More >

What our clients say...

Latest Blog

How technology is shaping the future of general insurance

From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised co...
Read More

Insured private healthcare admissions at near-record levels

Did you know private healthcare admissions are up, according to the Private Healthcare Information N...
Read More

What is probate and could it affect a life insurance claim?

A grant of probate is sometimes needed when valuable assets, such as property and shares, are left i...
Read More

Manage cash flow by leveraging your equity

Loading up the credit card is something we see all too often. But have you thought of leveraging the...
Read More

Are you one of the married couples due up to a £1,000 tax rebate?

With over 24 million people in the UK tying the knot, did you know you might be due a tax rebate pos...
Read More

Let’s take a closer look at secured loans to clear debt

Have you heard of a secured loan before? It is a loan that uses an asset as collateral. This means t...
Read More

Five easy ways to save money this festive season

The festive season can bring all sorts of financial stress. But with these tips, we hope you can tak...
Read More

With insurance premiums on the rise, is your policy up to date?

With insurance premiums increasing, it’s a great time to review your policy. Did you know that if y...
Read More

How much equity can I release with a lifetime mortgage?

A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the v...
Read More

Unlock extra benefits with your health insurance

Let’s dive into unlocking extra private health insurance benefits. Such as a second opinion on a ma...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top