If you're going through a divorce or separation, updating your insurance policies is a necessary step. We understand it must be a hard time, full of emotions. Let us take the pain out of your insurance needs. If you’d like to take a read through the following and see what applies, give us a call or email and we can manage the rest. A perfect spring-cleaning step for a brighter future.
Private Medical Insurance
Check if you’re on a joint policy. If you were covered under your ex-partner’s private medical insurance, you’ll need individual coverage. Let us compare new private health insurance options for you.
Car Insurance
If you shared a policy, notify your insurer and set up a separate policy. It’s a good chance to scan the market; your new position may even mean you’ll have access to a cheaper policy. Don’t forget to update ownership and named drivers. Or maybe this is a great chance to buy that new car you’ve always wanted. If you’ve moved house, inform your insurer to ensure the correct premium and coverage.
Home Insurance (Buildings & Contents)
If you’re keeping the home, ensure your policy reflects this and update the owner’s details. If your ex-partner has moved out, they should no longer be named on your policy. If you move out, make sure to arrange a new home or renters insurance policy for your new residence. We can help with a new policy for you.
Life Insurance
Do you want to change beneficiary? If your ex-spouse was listed as a beneficiary, you may want to update this. If you had a joint mortgage protection policy, you may need to separate it or get new coverage. It’s also a great time to consider income protection or critical illness cover. If you rely on your income alone now, these policies can provide financial security.
Travel Insurance
Don’t forget to cancel joint policies if you have a family or couple's policy. And check pre-booked trips, your insurance may cover changes or cancellations.
Pet Insurance
Confirm ownership and policyholder details: If you shared a pet policy, ensure it is transferred to the person keeping the pet.
Let’s get started with the rest of your life… Hit reply-to, and we’ll help you get organised.
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