Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Our MD and adviser Luke talking about mortgages and interest rates rises on the BBC HEREFORD & WORCESTER Radio Breakfast show

Our MD Luke was invited on the BBC HEREFORD & WORCESTER Radio Breakfast show to talk about mortgages and interest rates rises. Just as the Bank of England has announced today another increase to its base rate from 2.25% to 3.00%.

There is a lot of talk in the media about mortgage rates. It is true that some rates have increased but it is also true that many lenders have dropped their rates in the last couple of weeks although you will find this less reported in the media.

If you are looking to buy a house or remortgage, a mortgage broker can help you navigate this turbulent market and find you competitive options to help keep your costs down. Fairview Financial are still helping clients every day because,- despite the BOE rate increases - many are finding that the mortgage is still affordable. Ultimately, it is not always about the rate percentages (as scary as they are becoming lately) it is about whether or not you can still afford the monthly repayments. This is where we can help guide you. 

SPEAK TO AN ADVISER

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage. You may be charged a fee for mortgage advice. The precise amount will depend on your circumstances.

Related

Is your mortgage budget in place for maternity leave?

Is your mortgage budget in place for maternity leave?

Have you considered how maternity leave could impact your mortgage? We are here to help with our key...

Read More >
Ensure your valuables are secured in 2024

Ensure your valuables are secured in 2024

Whether you're a homeowner or renting, if someone in your household has received a high-value gi...

Read More >
The Spring Budget – Highlights

The Spring Budget – Highlights

Chancellor Jeremy Hunt announced his first Budget in the House of Commons on the 15th March, which a...

Read More >
I’m over 55, do I choose Equity Release or a Retirement Interest Only Mortgage?

I’m over 55, do I choose Equity Release or a Retirement Interest Only Mortgage?

Retirement can be a time of great excitement, but also of uncertainty. One of the biggest financial ...

Read More >
Protect yourself against phishing scams - don’t take the bait!

Protect yourself against phishing scams - don’t take the bait!

Phishing is a type of cyberattack where fraudsters send emails or messages that appear to be from a ...

Read More >
What is a mortgage holiday? And is it worth it?

What is a mortgage holiday? And is it worth it?

A mortgage holiday might sound intriguing. But firstly, it's for those experiencing temporary fi...

Read More >

What our clients say...

Latest Blog

Five easy ways to save money this festive season

The festive season can bring all sorts of financial stress. But with these tips, we hope you can tak...
Read More

With insurance premiums on the rise, is your policy up to date?

With insurance premiums increasing, it’s a great time to review your policy. Did you know that if y...
Read More

How much equity can I release with a lifetime mortgage?

A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the v...
Read More

Unlock extra benefits with your health insurance

Let’s dive into unlocking extra private health insurance benefits. Such as a second opinion on a ma...
Read More

Income protection to benefit the whole family

Income protection is a policy that will cover you financially if you can’t work due to sickness, in...
Read More

Myth-busting mortgage hurdles

Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Ch...
Read More

How can I save money with my health?

Are you looking for some extra support with your health? There are options to help you save money wi...
Read More

I’m renting - is insurance important?

If you are asking yourself if you need insurance while renting. The answer is yes! Think about every...
Read More

Do you need joint life insurance?

Have you ever wondered whether you and your partner should be on one single life insurance policy? O...
Read More

Should you use equity release to pay off your mortgage?

Should you use equity release to pay off your mortgage? Are your repayments stopping you from saving...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top