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Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Archive by category: Buy to LetReturn
November 2024
A look at the new renter’s reform bill and buy-to-let mortgages

A look at the new renter’s reform bill and buy-to-let mortgages

Mortgage tips, Buy to Let, Homeowners |
The government recently published the Renters Rights Bill to Parliament. Here are some of the proposed new rules :
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April 2023
Is this you? Mortgage case studies

Is this you? Mortgage case studies

First Time Buyers, Remortgages, Mortgage tips, Case Studies, Buy to Let |
Meet John, a 28-year-old working professional who has just landed his dream job in Bedford. He has been renting a flat for the past five years and is ready to step on the property ladder. John has saved £25,000 and has a good credit score. He is looking for a mortgage to purchase a two-bedroom flat in Bedford. How can we help with his mortgage?
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March 2023
Landlords, are you up-to-date on the latest Energy Efficiency Standards and EPC requirements?

Landlords, are you up-to-date on the latest Energy Efficiency Standards and EPC requirements?

Buy to Let, Homeowners |
As part of the UK government's commitment to achieve net-zero emissions by 2050, there are upcoming changes to MEES and EPC requirements for both commercial and residential properties. These changes could affect landlords who own properties that are not yet compliant, and it is important for them to be aware of the new rules to avoid penalties and ensure their properties are available for renting.
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What our clients say...

Latest Blog

A look at the new renter’s reform bill and buy-to-let mortgages

The government recently published the Renters Rights Bill to Parliament. Here are some of the propos...
Read More

Is this you? Mortgage case studies

Meet John, a 28-year-old working professional who has just landed his dream job in Bedford. He has b...
Read More

Landlords, are you up-to-date on the latest Energy Efficiency Standards and EPC requirements?

As part of the UK government's commitment to achieve net-zero emissions by 2050, there are upcoming ...
Read More


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Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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