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Archive by category: Saving MoneyReturn

December 2022

Inheritance tax allowance freeze: What does it mean?

Saving Money, Homeowners |

As announced in the Autumn statement by Chancellor Jeremy Hunt, the government have made the decision to freeze the inheritance tax (IHT) thresholds for two more years. But what does this mean?

Debt consolidation - ease the burden of financial outgoings

Mortgage tips, Saving Money, Homeowners |

While we’re not quite at Christmas yet, many of us will have made a big dent in our Christmas shopping to do list, but at what expense? Budgets this year are significantly tighter for many households, and many will have turned to borrowing via credit cards, store credit and loans to afford the lifestyle they enjoyed previously. But what if the debts are growing and you’re unsure how you’ll look to repay them in the new year?

November 2022

Save money on your subscription costs

Saving Money |

From streaming your favourite films to getting your fill of coffee, many people find paying for a range of subscriptions normal now. But the costs are creeping up. A total of 1.51 million video services were cancelled in the first three months of 2022, with more than half a million of these due to 'money saving', according to market research firm Kantar. It also found that around 58% of households in Great Britain (16.9 million), have at least one paid subscription. So how can you save ...

Another Bank of England base rate rise. What does this mean for your mortgage?

Remortgages, Mortgage tips, Saving Money |

The Bank of England increased the base rate from 2.25% to 3% on Thursday 3rd November. Another base rate hike and the largest single rise since 1989. This no doubt sounds very daunting for any homeowner with a mortgage. If your current mortgage deal is looking to end in the next 12 months, you have options you can explore now and this is where we can help.

October 2022

Your mortgage options - we're still here to help

Remortgages, Mortgage tips, Homeowners, Saving Money |

The news around mortgage rates and deal availability has no doubt been heard by you and your loved ones, but are you worrying? Our role is to help you avoid worry and stress surrounding these headlines. It is important to remember that a lot of these headlines are often misleading and do not paint an accurate picture of the market right now. While it may feel uncertain it’s important to understand that these situations are often temporary and not without solutions.

September 2022

Energy bills - what to do if you’re struggling

Saving Money, Homeowners |

Despite the Prime Minister's recent announcement that energy bills will be capped at £2,500 annually this is almost double last year’s £1,277* average. Many of us could still be struggling with that upsurge in costs so what can you do if they’re just unmanageable? Check out our top ten tips on what to do if you’re struggling to afford your energy bills.

Latest Blog

Five easy ways to save money this festive season

The festive season can bring all sorts of financial stress. But with these tips, we hope you can tak...

With insurance premiums on the rise, is your policy up to date?

With insurance premiums increasing, it’s a great time to review your policy. Did you know that if y...

Income protection to benefit the whole family

Income protection is a policy that will cover you financially if you can’t work due to sickness, in...

How can I save money with my health?

Are you looking for some extra support with your health? There are options to help you save money wi...

Take the worry out of insurance with a broker

An insurance broker is a professional ‘middle-person’ working independently. The benefits are almo...

Did you know you can use equity release for private school fees?

Have you been saving and working hard to provide your children or grandchildren with the best educat...

What are the different types of income protection?

Did you know that recent research from Beagle Street suggests that 10 million young UK adults don’t...

How to reduce risks when taking out a lifetime mortgage

So, you’ve heard of lifetime mortgages, and you are at a stage in life when your finances need a li...

How much does it cost to have a child in 2024?

Recent research says the average cost of having a child in the UK is around £223,256! That’s about ...

Is wedding insurance important?

There is no hiding that weddings are expensive. Using many vendors and venues carries risks. Wedding...

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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