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Archive by category: WellbeingReturn

October 2024

Fact sheet: Accident, Sickness and Unemployment policy (ASU)

Protection, Wellbeing |

This cover protects your monthly income if you fall sick, have an accident that forces you out of work or are made redundant. It is a policy that provides a monthly tax-free payment. Paid directly to you, replacing your income. It can cover your earnings for up to 12 months or you return to work.

Take the worry out of insurance with a broker

Home Insurance, Protection, Saving Money, Homeowners, Wellbeing |

An insurance broker is a professional ‘middle-person’ working independently. The benefits are almost endless. The main one is that you no longer have to deal with insurance companies! Think about the time savings and risk management advice. Plus, personalised service you'll receive…

September 2024

What makes a healthy workplace?

Wellbeing |

Did you know a healthy workplace can influence productivity, health, and well-being? Unsurprisingly, better employee health can bring significant benefits for businesses. As a bonus, health insurance can support this and help ensure fewer days off sick!

How does Critical Illness Cover work?

Protection, Wellbeing |

Critical Illness Cover is something we are passionate about. Protection is crucial to safeguard against future uncertainties. We understand this isn’t a topic you want to dwell on, so we’ve made it easier for you!

July 2024

How much does it cost to have a child in 2024?

Saving Money, Wellbeing |

Recent research says the average cost of having a child in the UK is around £223,256! That’s about £12,400 a year, or £1,030 a month. Unsurprisingly, childcare makes up a large portion of this. Figures reveal parents are paying about £270 a week for 50 hours of full-time care for a child under two in England and Wales. But things are looking up, or rather, costs are going down. You may be able to reduce your bill by up to 20% by applying for tax-free childcare.

Do children need health insurance?

Wellbeing |

We often get asked, ‘Does my child need health insurance?’ We can’t answer this question for you, as this is something you need to think about. But we’ve put together this blog post to help you understand what’s available.

Are you covered if your children need time in hospital?

Protection, Homeowners, Wellbeing |

Recent research from MetLife UK shows a large gap in income protection. Over half of working parents don’t have a financial plan in place if their child experiences illness or injury. The research shares that 50% of parents wouldn’t be able to survive longer than three weeks without pay if they had to take time off work to care for their sick child(ren). Just 22% would last seven days, and 9% are unable to consider any time off.

June 2024

Do you need Private Medical Insurance?

Wellbeing |

Private Medical Insurance (PMI) can be expensive. Unfortunately, the NHS is under a great deal of strain, and some procedures and appointments have long wait times. We get honest. Here are some things to consider when taking out Private Medical Insurance.

Don’t forget your Income Protection

Protection, Homeowners, Wellbeing |

For ultimate peace of mind in an emergency, don’t forget Income Protection Insurance when buying a home. Income Protection Insurance serves as a financial safety net. If illness or injury stops you from working, this insurance provides an income. It’s usually a percentage of your pre-tax earnings, depending on how much cover you take out.

May 2024

Is wedding insurance important?

Saving Money, Wellbeing |

There is no hiding that weddings are expensive. Using many vendors and venues carries risks. Wedding insurance covers the run-up to the big day or the day itself. However, a change of heart or cold feet won't count. What does wedding insurance typically cover?

What our clients say...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

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