Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

Archive by category: Home MoversReturn

January 2024

Financial New Years’ Resolutions

Home Movers, First Time Buyers, Homeowners |

2023 undoubtedly wreaked havoc with many of our finances with the cost-of-living expenses rising and interest rates causing uncertainty in the mortgage market. So, with a New Year now underway, it isn’t too late to set your financial goals to help combat the ongoing cost increases. Check out our handy list of 10 Financial New Year’s Resolutions that could help shape your finances for 2024.

December 2023

How to sell your home over Christmas

Home Movers |

The festive season may not be the most conventional time to sell your home, but it can actually be a great opportunity to attract motivated buyers and create a warm and inviting atmosphere. If you're planning to put your home on the market this month, here are some top tips to help you successfully make a sale.

November 2023

Autumn Statement: 95% Mortgage Guarantee Scheme has been extended

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

As part of their Autumn Statement, the Government announced that the 95% Mortgage Guarantee Scheme has been extended until the end of June 2025. The scheme incentivises lenders to help both first-time buyers and current homeowners to purchase properties up to £600,000 with a 5% deposit. It can be used for mortgages on both new build and existing homes by first-time buyers, home movers and those remortgaging.

A glimmer of hope for prospective homebuyers

Home Movers, First Time Buyers, Remortgages, Equity Release, Saving Money, Homeowners |

The headlines this year have been dominated by rising mortgage rates, which has made it quite overwhelming for many people managing their monthly mortgage payments, along with the ongoing cost of living crisis. Nevertheless, there's some positive news on the horizon...

October 2023

A spotlight on green mortgages

Home Movers, First Time Buyers, Remortgages, Mortgage tips |

In recent years, there has been a growing global awareness of the need to combat climate change and reduce our carbon footprint. As part of this initiative, various sustainable financial products have emerged, one of which is the green mortgage.

August 2023

More support and flexibility for mortgage holders

Home Movers, First Time Buyers |

You may have seen that a number of lenders have signed up to the Government's recently created Mortgage Charter, which provides further support and flexibility to residential mortgage customers. Find out more in our blog.

July 2023

Supporting you through the cost of living squeeze and rising interest rates

Home Movers, Remortgages, Mortgage tips, Saving Money, Homeowners |

We understand that the current challenges we are all facing in light of the ongoing cost of living squeeze and the rise in interest may be causing some concerns and uncertainties, but we want to assure you that we are here to help and support you during these times. Our main goal is to ensure your financial well-being and assist you in navigating through any changes in the market. We understand that the increased cost of living, coupled with rising interest rates, can have a significant impact o...

May 2023

Looking to reduce your expenses and free up equity, is downsizing really an option for you?

Home Movers, Equity Release, Mortgage tips, Homeowners |

Are you looking to reduce your expenses and free up equity but believe the only option is to simplify your living space by moving to a smaller property? Recent research suggests that you're not alone in considering downsizing. BUT, strong ties to your community and the security of familiar surroundings may lead you to thinking there are other options.

April 2023

The Spring Budget – Highlights

Home Movers, First Time Buyers |

Chancellor Jeremy Hunt announced his first Budget in the House of Commons on the 15th March, which aimed to encourage those who have left their jobs to return to work and promote business investment. The Budget also includes measures related to fuel, alcohol, pensions, wages, energy bills, childcare, universal credit, and economic growth. Here are the main announcements:

I’m over 55, do I choose Equity Release or a Retirement Interest Only Mortgage?

Home Movers, Equity Release, Mortgage tips, Homeowners |

Retirement can be a time of great excitement, but also of uncertainty. One of the biggest financial challenges facing many people over the age of 55 is how to access the equity they have built up in their homes to fund their retirement. There are two main options available to homeowners in the UK: Retirement Interest Only Mortgages (RIOs) and Equity Release Lifetime Mortgages (ERLMs). Both of these products can be used to release equity from your home, but they work in very different ways.

Latest Blog

Myth-busting mortgage hurdles

Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Ch...

Do you need joint life insurance?

Have you ever wondered whether you and your partner should be on one single life insurance policy? O...

2024 Autumn Budget

Let’s go through one of the biggest tax-raising Budgets in history. With the new government underwa...

Update: Bank of England base rate

In August, The Bank of England cut interest rates to 5% from 5.25%. The first drop in rates since t...

A couple months on, we reflect what could the recent election change mean for you

As we all know, predicting which election promises will become reality is no easy task! However, we’...

With Home Insurance premiums on the rise, here are some free ways to freshen up your home!

There has been a 6% increase in combined buildings and contents insurance since last year. In the cu...

What is Spear Phishing?

Though it may sound like a thrilling way to catch fish, Spear Phishing is far from exciting—and def...

Is your will in order?

Making a will is the only way to ensure your money, property, possessions, and investments (known as...

Top five insurance policies to take out

Part of our ‘stay safe and stay smart’ campaign naturally includes insurance. With the cost of liv...

What are the different types of income protection?

Did you know that recent research from Beagle Street suggests that 10 million young UK adults don’t...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Equity Release

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Latest Blog

Quick Links

Our Fees