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Archive by category: Equity ReleaseReturn
April 2024
How to release equity for a trip of a lifetime!

How to release equity for a trip of a lifetime!

Equity Release, Homeowners |
Are you finally ready to take that dream holiday you’ve been thinking up for years? We are here to discuss how releasing equity can help you get there. A Lifetime Mortgage allows homeowners aged 55 and over to access value. It can provide you with a lump sum or regular income. Here's our step-by-step guide on how to plan the trip of a lifetime:
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March 2024
Lifetime Mortgages: How to spring refresh your home with calm and wellness

Lifetime Mortgages: How to spring refresh your home with calm and wellness

Equity Release, Mortgage tips, Saving Money, Homeowners |
Make your home a place for peace as we close in on those chilly winter months. We show you how you can release equity from your property to restore wellness and calm. You are on your way to zen! Plus, some easy low-cost tips you can do today. Explore how a Lifetime Mortgage can bring calmness and wellness to your home this spring.
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February 2024
Your dream garden can be within reach – unlock the equity in your home

Your dream garden can be within reach – unlock the equity in your home

Equity Release, Homeowners |
Spring is just around the corner, and with the promise of warmer days and blooming flowers, many homeowners find themselves yearning to breathe life into their outdoor spaces. Your garden, often an overlooked canvas, can be transformed into a tranquil haven where you can relax and immerse yourself in the beauty of nature. If you aren't sure how to make your plans a reality, one option is to use a lifetime mortgage for home improvements.
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January 2024
Government support to help you keep your home warm this winter

Government support to help you keep your home warm this winter

Equity Release, Homeowners |
As the temperatures start to go down and the energy bills go up, you might feel like you can’t afford to put the heating on. If that’s you, there is support available for people claiming benefits or who have reached a certain age. Don’t miss out on the support that’s there for you. Read on for the different ways you can get support from the government to heat your home this winter.
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December 2023
Winter sun seeking for the over 55s

Winter sun seeking for the over 55s

Equity Release, Saving Money |
Taking extended breaks during the Winter has always been popular due to the enticing 'off-peak' prices and the opportunity to avoid high home utility bills. Additionally, there are health advantages to spending time in warm and sunny destinations, such as more chances for outdoor exercise, access to nutritious food, and an enhanced overall sense of well-being.
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November 2023
Why the need for money from our homes in retirement is changing

Why the need for money from our homes in retirement is changing

Equity Release, Homeowners |
When it comes to money tied up in your home and unlocking this, there are a range of reasons why Lifetime Mortgages are the avenue older borrowers choose. Even though some of the uses for Later Life Lending can be home improvements, offering cash support to family members or going on a dream holiday, in 2022, the main reason equity was released from homes was to clear existing mortgages.
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A glimmer of hope for prospective homebuyers

A glimmer of hope for prospective homebuyers

Home Movers, First Time Buyers, Remortgages, Equity Release, Saving Money, Homeowners |
The headlines this year have been dominated by rising mortgage rates, which has made it quite overwhelming for many people managing their monthly mortgage payments, along with the ongoing cost of living crisis. Nevertheless, there's some positive news on the horizon...
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October 2023
Caste study: Using Equity Release to gift a house deposit

Caste study: Using Equity Release to gift a house deposit

Equity Release, Case Studies, Homeowners |
One of the options for homeowners aged 55 or over, who want to give children or grandchildren money to buy a home, is to consider releasing equity from their own property. Equity release could allow you to give them their inheritance early, offering you the chance to see this money being put to use when it is needed.
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September 2023
Unlocking energy efficiency: Enhance your home with a lifetime mortgage

Unlocking energy efficiency: Enhance your home with a lifetime mortgage

Equity Release, Homeowners |
In a world where energy bills are rising faster than ever, finding ways to make your home more energy-efficient has become a priority for homeowners. The good news is that a lifetime mortgage can provide a unique opportunity to not only enhance your property's energy efficiency but also improve your overall quality of life.
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August 2023
Unlocking financial freedom in retirement

Unlocking financial freedom in retirement

Equity Release, Homeowners |
Retirement is meant to be a time to relax and enjoy after years of hard work. However, for many, the burden of bills and financial responsibilities, especially at the moment, can overshadow this golden period of life. Fortunately, there is a solution that offers financial relief without the need to downsize or cut back on lifestyle.
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Latest Blog

How much equity can I release with a lifetime mortgage?

A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the v...
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Should you use equity release to pay off your mortgage?

Should you use equity release to pay off your mortgage? Are your repayments stopping you from saving...
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Use Equity Release to get your house ready for winter

With winter approaching, are you asking whether your home needs a toasty update? If you are over 55,...
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Update: Bank of England base rate

In August, The Bank of England cut interest rates to 5% from 5.25%. The first drop in rates since t...
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Did you know you can use equity release for private school fees?

Have you been saving and working hard to provide your children or grandchildren with the best educat...
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What is Spear Phishing?

Though it may sound like a thrilling way to catch fish, Spear Phishing is far from exciting—and def...
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How to reduce risks when taking out a lifetime mortgage

So, you’ve heard of lifetime mortgages, and you are at a stage in life when your finances need a li...
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Can a lifetime mortgage help your growing family?

Congratulations on becoming a grandparent! Equity release can be a way to access value tied up in yo...
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How to use Equity Release to buy a new home

If you’re 55+ and have been eyeing up your dream home but aren't sure how you'll be able to afford ...
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A wedding of a lifetime, covered by equity release

Did you know you can use equity release for gifting? Also known as a lifetime mortgage, you can help...
Read More


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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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