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Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Archive by category: Mortgage tipsReturn
March 2025
Why income protection & critical illness cover are extra important for the self-employed

Why income protection & critical illness cover are extra important for the self-employed

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Protection, Homeowners |
If you're self-employed in the UK, income protection and critical illness cover are extra critical. You don’t have the safety nets that employees do. Like statutory sick pay (SSP), employer sick leave, or workplace health benefits. But of course, no matter your employment status, income protection and critical illness cover add extra support when you need it most.
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Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions

Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |
Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing concerns from the self-employed. Guess what? Did you know you can get a mortgage if you are self-employed? You may just need to get some extra steps in place. But we are here to help and get you ready for homeownership!
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February 2025
Can I use equity release to buy a new home?

Can I use equity release to buy a new home?

Home Movers, Equity Release, Mortgage tips, Homeowners |
Whether you are looking to purchase a new home to move into or purchase a property for a family member, we can explore your equity release options to see if it’s affordable for you. Did you know you could release equity to buy another property? Contact us via email or phone to get started, and we’ll start the process. Let’s dive into what’s involved!
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Get prepared now for a big remortgage opportunity in 2025!

Get prepared now for a big remortgage opportunity in 2025!

Remortgages, Mortgage tips |
In 2025, there is a massive remortgage opportunity. Are you one of the 1.8 million mortgage borrowers coming to the end of their fixed-rate mortgages over the next twelve months? Whether you’ve been on a two-year or five-year fixed-rate deal, things might look very different financially, as we’ve had a lot of change!
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January 2025
Manage cash flow by leveraging your equity

Manage cash flow by leveraging your equity

Equity Release, Mortgage tips, Homeowners |
Loading up the credit card is something we see all too often. But have you thought of leveraging the equity in your property? We can work with you to unlock your equity by consolidating your debt. Paying it down at much lower interest rates. Here's some more information below to see if equity release is the best option for you.
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Let’s take a closer look at secured loans to clear debt

Let’s take a closer look at secured loans to clear debt

Remortgages, Mortgage tips |
Have you heard of a secured loan before? It is a loan that uses an asset as collateral. This means the lender can take the asset you nominate if you can’t repay the loan. If you face a lot of credit card debt after the holidays, a secured loan can be a good way to consolidate the debt into one easy repayment. Secured loans may allow borrowers to enjoy lower interest rates, presenting a lower risk to lenders.
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December 2024
How much equity can I release with a lifetime mortgage?

How much equity can I release with a lifetime mortgage?

Equity Release, Homeowners, Mortgage tips |
A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the value of your home that allows you to release tax-free cash without needing to move out. You retain ownership, can still live in the property, and it doesn’t need to be repaid until you die or move into long-term care.
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Myth-busting mortgage hurdles

Myth-busting mortgage hurdles

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |
Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Chat with us to go into these in detail and for advice specific to your circumstances.
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November 2024
Should you use equity release to pay off your mortgage?

Should you use equity release to pay off your mortgage?

Equity Release, Mortgage tips |
Should you use equity release to pay off your mortgage? Are your repayments stopping you from saving more for retirement?
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A look at the new renter’s reform bill and buy-to-let mortgages

A look at the new renter’s reform bill and buy-to-let mortgages

Mortgage tips, Buy to Let, Homeowners |
The government recently published the Renters Rights Bill to Parliament. Here are some of the proposed new rules :
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What our clients say...

Latest Blog

Why income protection & critical illness cover are extra important for the self-employed

If you're self-employed in the UK, income protection and critical illness cover are extra critical. ...
Read More

Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions

Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing con...
Read More

Can I use equity release to buy a new home?

Whether you are looking to purchase a new home to move into or purchase a property for a family memb...
Read More

Get prepared now for a big remortgage opportunity in 2025!

In 2025, there is a massive remortgage opportunity. Are you one of the 1.8 million mortgage borrower...
Read More

Manage cash flow by leveraging your equity

Loading up the credit card is something we see all too often. But have you thought of leveraging the...
Read More

Let’s take a closer look at secured loans to clear debt

Have you heard of a secured loan before? It is a loan that uses an asset as collateral. This means t...
Read More

How much equity can I release with a lifetime mortgage?

A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the v...
Read More

Myth-busting mortgage hurdles

Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Ch...
Read More

Should you use equity release to pay off your mortgage?

Should you use equity release to pay off your mortgage? Are your repayments stopping you from saving...
Read More

A look at the new renter’s reform bill and buy-to-let mortgages

The government recently published the Renters Rights Bill to Parliament. Here are some of the propos...
Read More


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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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