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Archive by category: Mortgage tipsReturn

August 2022

CASE STUDY: The rise of the “Silver Splitters”

Equity Release, Home Movers, Mortgage tips, Case Studies |

While many of us may have become incensed by or frustrated with our spouses during the last two years’ increased time at home, many have also felt the need to file for divorce. In fact, the latest ONS data has revealed that in the over 65s, there has been a 46%* Year on Year increase in the number of those obtaining a divorce.

Don’t let the current financial climate damage your credit score

Mortgage tips, Home Movers, Remortgages, Bad credit, First Time Buyers, Homeowners |

As we continue to battle the cost-of-living crisis, it’s easy to see the solutions damaging our credit file, impacting our future finances as well as hitting us in the pocket today. With our wages typically stagnating in comparison to the rapid climb on our outgoings, it means we’ll all have to tighten our belts that bit more as we have less disposable income at our fingertips.

CASE STUDY: Critical illness cover for your children

Case Studies, Remortgages, Mortgage tips, Protection, Homeowners |

As a parent it must be very difficult to think about your child being critically ill in the future. But it is worth considering how you would manage financially if this happened. Critical illness cover for children can help give you the reassurance that if your children were to suffer from a serious illness, you’d receive a financial helping hand.

A new Bank of England base rate rise. Is now a good time to remortgage?

Remortgages, Mortgage tips, Homeowners |

August 4th saw yet another Bank of England Base Rate hike, this time to 1.75% and evidently these rises are seeing Mortgage Rates rising too. So, does this mean you should remortgage now?

July 2022

First Time Buyers - Your questions answered

First Time Buyers, Mortgage tips |

Few financial decisions feel as life-changing, daunting and exciting as making the move to buy your first home – and getting good advice from the off is key to making it a positive experience. It is easy to get overwhelmed with the number of questions you need answers to, but our mortgage adviser Laura Healy shares the answers to some of the most pressing to help you on your way.

March 2021

Mortgage Payment Holiday – How does it work?

mortgage payment holiday, Covid-19, pandemic, mortgage payment, homeowner | Mortgage tips, Home Movers, Remortgages |

To support those who are having difficulties in making their monthly mortgage payments, a mortgage payment holiday of up to 3 months is being offered by lenders to those who have been impacted by the Coronavirus pandemic.

5 things to ask a mortgage advisor

mortgage advice, mortgage broker, mortgage advisor, financial advisor, first-time buyers, mortgage options, remortgages, buy-to-let, moving home | Mortgage tips, Home Movers, First Time Buyers, Remortgages |

Choosing a mortgage can be complicated. The mortgage market in UK is extremely competitive but lenders are also a lot more demanding now. There are so many different mortgage options to pick from and numerous factors to consider, which is why most of us turn to a mortgage broker for help. However, how do you find the right advisor for your needs? Here are some of the most important questions you need to ask when approaching a mortgage advisor.

December 2020

5 myths about bad credit and mortgages answered

bad credit, credit score, adverse credit, credit rating, mortgages, bad credit mortgages | Mortgage tips, Home Movers, First Time Buyers, Remortgages, Bad credit |

Understanding the world of mortgages can be difficult at the best of times. If you have bad credit, it’s important to remember that contrary to what you might have heard already, you can still apply for a mortgage. Let’s take a look and debunk some of the myths you might have heard.

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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.