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Archive by category: ProtectionReturn

July 2024

Are you covered if your children need time in hospital?

Protection, Homeowners, Wellbeing |

Recent research from MetLife UK shows a large gap in income protection. Over half of working parents don’t have a financial plan in place if their child experiences illness or injury. The research shares that 50% of parents wouldn’t be able to survive longer than three weeks without pay if they had to take time off work to care for their sick child(ren). Just 22% would last seven days, and 9% are unable to consider any time off.

June 2024

Don’t forget your Income Protection

Protection, Homeowners, Wellbeing |

For ultimate peace of mind in an emergency, don’t forget Income Protection Insurance when buying a home. Income Protection Insurance serves as a financial safety net. If illness or injury stops you from working, this insurance provides an income. It’s usually a percentage of your pre-tax earnings, depending on how much cover you take out.

May 2024

Why four in five young adults are considering critical illness cover

Protection, Wellbeing |

Four in five young adults consider taking out critical illness cover (CIC) once they understand the product. But the biggest holdback is understanding CIC—or even hearing about it! Critical illness cover can help protect your family should you fall ill or need medical treatment. This cover ensures the bills are paid while putting food on the table if you cannot work.

April 2024

Are you covered through your protection policy for overseas treatment?

Wellbeing, Protection |

Did you know, you and your children can be covered for overseas treatment through your protection policy? We are fortunate to have incredible access to the NHS. However, outside the UK, there may be more access to experimental research and innovation. We’ve seen in high-profile cases that effective or lifesaving treatment can be available overseas. But people are turning to crowdfunding to cover the cost.

March 2024

More greens - lower insurance premiums

Protection, Wellbeing |

Sorry, your mum was right – eating your greens is good for you! Maintaining a healthy lifestyle obviously makes sense for your overall well-being, but did you know it can also impact your insurance? Let’s take a closer look at private medical insurance and how eating healthy (yes, more greens!) can complement your policy.

Why millennials should care about general insurance: planning for the future

Home Insurance, Homeowners, Protection |

In a world where the future is uncertain, one thing remains constant: the need for protection. For those born between 1981 and 1996 (hello, millennials!), planning for the future might seem daunting. we take a closer look at why this generation should start to prioritise understanding general insurance. You are investing in your long-term financial well-being and peace of mind.

Discover the safety net: how income protection can safeguard your future and lifestyle

Protection |

Did you know there is insurance that will pay you your salary? It covers you if you are too sick to work or have an accident and can't work. Depending on what you can afford, income protection can support you. Or for an agreed amount of time. Here are just a few reasons why income protection is worth looking into…

February 2024

An insurance policy could be more affordable than you think

Homeowners, Protection |

Nearly half (44%) of UK workers overestimate the monthly cost of income protection, life cover, and cash plan policies*. This highlights a significant gap between perceived cost and reality, meaning many are missing out because of misperceptions around price.

January 2024

4 reasons why January is a good time to buy life insurance

Protection, Homeowners |

January is a month of possibilities, and one of the best gifts you can give yourself and your loved ones is the security of life insurance. Here's why January is the perfect time to make this important decision.

December 2023

Consider international health insurance for your travels or relocation abroad

Protection, Saving Money |

Protecting your health abroad might be important to you if you travel a lot, as it provides reassurance that you can receive medical treatment when it’s needed. Falling ill in a different country can be stressful, especially if you’re unfamiliar with the local healthcare system. Without private medical insurance cover, you may also be left with expensive medical bills to pay.

Latest Blog

What is probate and could it affect a life insurance claim?

A grant of probate is sometimes needed when valuable assets, such as property and shares, are left i...

With insurance premiums on the rise, is your policy up to date?

With insurance premiums increasing, it’s a great time to review your policy. Did you know that if y...

Income protection to benefit the whole family

Income protection is a policy that will cover you financially if you can’t work due to sickness, in...

I’m renting - is insurance important?

If you are asking yourself if you need insurance while renting. The answer is yes! Think about every...

Do you need joint life insurance?

Have you ever wondered whether you and your partner should be on one single life insurance policy? O...

Fact sheet: Accident, Sickness and Unemployment policy (ASU)

This cover protects your monthly income if you fall sick, have an accident that forces you out of wo...

Take the worry out of insurance with a broker

An insurance broker is a professional ‘middle-person’ working independently. The benefits are almo...

How does Critical Illness Cover work?

Critical Illness Cover is something we are passionate about. Protection is crucial to safeguard agai...

What are the different types of income protection?

Did you know that recent research from Beagle Street suggests that 10 million young UK adults don’t...

Children’s & adult’s personal accident plans

All ready for the tennis this month! Do you have your racquets and balls ready to go? What about ins...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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