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Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Archive by category: ProtectionReturn
December 2023
Recently we have been seeing all sorts of local news pieces on crowding funding appeals to help families who have fallen into financial difficulty, a lot of times due to a change in circumstances, illness or death. A lot of life insurance policies have value added benefits that people often forget about, so it’s important to take make the most of these.
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November 2023
Winter viruses and seasonal flu’s, slips and falls, staff shortages are all major reasons why the NHS is under pressure heading into the Christmas period. Despite the NHS making huge strides to reduce patient waiting lists and emergency cover being provided along with some basic staffing on wards, the NHS has advised that work is still ongoing to cut those dreaded waiting times.
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Whether you have a bunch of little bunnies, cheeky monkeys or little puppies at home, you want to make sure they are protected in case of illness or injury. Insurance can provide peace of mind by helping cover costs of care. In the event of unexpected broken bones, chronic conditions, or expensive procedures, one accident or illness can rack up a lot of stress and a big bill.
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Many Brits assume certain health conditions make you uninsurable. But in reality, there are few illnesses that automatically disqualify you from getting life, health, or disability insurance in the UK. Here are some common myths:
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October 2023
In today's rapidly changing world, health and well-being have become paramount concerns for individuals and families alike. Ensuring access to quality healthcare is a fundamental need, and one way to achieve this is through private medical insurance (PMI). However, PMI often carries with it a fair share of misconceptions and myths.
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Life is unpredictable and we never know what’s around the corner. With this in mind, have you thought about what would happen to you or your loved ones if you couldn’t work due to illness or an accident which resulted in a loss of earnings?
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September 2023
When it comes to securing your family's financial future, life cover is an essential consideration. Life cover, often referred to as life insurance, provides a safety net that ensures your loved ones are financially protected in the event of your passing. There are several types of life cover to choose from, each designed to cater to different needs and circumstances.
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August 2023
Having a policy in place to provide financial stability can help you to relieve any financial pressures and focus on your recovery. If you have dependents that rely on your income, critical illness cover allows you to provide financial support when you are no longer able to work. There are two ways you can take out critical illness insurance...
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With a record of nearly 7.5 million on the waiting list for hospital treatment*, it’s no surprise that many are choosing to take charge by mixing private and NHS treatment. So should you join them? The surprising truth is, private healthcare might not be as out of reach as you think.
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In the face of the cost of living crisis, financial worries have reached an all-time high among Generation Z. The soaring expenses of education, housing, and basic necessities have placed a huge burden on young adults. This affects not only their personal lives and mental health, but also their work performance.
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Latest Blog

What is probate and could it affect a life insurance claim?

A grant of probate is sometimes needed when valuable assets, such as property and shares, are left i...
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With insurance premiums on the rise, is your policy up to date?

With insurance premiums increasing, it’s a great time to review your policy. Did you know that if y...
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Income protection to benefit the whole family

Income protection is a policy that will cover you financially if you can’t work due to sickness, in...
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I’m renting - is insurance important?

If you are asking yourself if you need insurance while renting. The answer is yes! Think about every...
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Do you need joint life insurance?

Have you ever wondered whether you and your partner should be on one single life insurance policy? O...
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Fact sheet: Accident, Sickness and Unemployment policy (ASU)

This cover protects your monthly income if you fall sick, have an accident that forces you out of wo...
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Take the worry out of insurance with a broker

An insurance broker is a professional ‘middle-person’ working independently. The benefits are almo...
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How does Critical Illness Cover work?

Critical Illness Cover is something we are passionate about. Protection is crucial to safeguard agai...
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What are the different types of income protection?

Did you know that recent research from Beagle Street suggests that 10 million young UK adults don’t...
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Children’s & adult’s personal accident plans

All ready for the tennis this month! Do you have your racquets and balls ready to go? What about ins...
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