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May 2023

10 top tips to help save you money

Saving Money |

It can be a struggle to grow your savings especially in these difficult times. How can you put any money aside without having to constantly cut back on the things you enjoy? Here are some tips.

Ofcom’s top tips to stay safe from scammers

Scams have been on the rise in recent years – recent research by Ofcom shows 41 million people received a suspicious phone call or text message this summer. Fortunately, there are actions you can take to protect yourself from the scammers. We’ve pulled together our top tips to keep yourself safe.

Looking to reduce your expenses and free up equity, is downsizing really an option for you?

Home Movers, Equity Release, Mortgage tips, Homeowners |

Are you looking to reduce your expenses and free up equity but believe the only option is to simplify your living space by moving to a smaller property? Recent research suggests that you're not alone in considering downsizing. BUT, strong ties to your community and the security of familiar surroundings may lead you to thinking there are other options.

Is your family protected? How to ensure your protection policies keep up with life changes

Protection, Homeowners |

Changing jobs can be an exciting time, but it's important to remember that it can also impact your protection policies. Significant life events, such as moving home, having children, or changing jobs, can all impact the effectiveness of your current protection arrangements. Inadequate protection or policies that no longer work for you can leave your family vulnerable.

What is a Second Charge Mortgage?

Remortgages, Mortgage tips, Saving Money |

Are you struggling to make ends meet in the face of the ongoing cost-of-living crisis? Are you looking for a way to raise funds but hesitant to remortgage and lose your favourable interest rate? If so, a Second Charge Mortgage could be the answer you’re looking for.

April 2023

Protect yourself against phishing scams - don’t take the bait!

Saving Money |

Phishing is a type of cyberattack where fraudsters send emails or messages that appear to be from a reputable source, such as a bank or a well-known company, in an attempt to trick recipients into revealing sensitive information, such as passwords, credit card details, or social security numbers. These scammers often use psychological tactics, such as urgency or fear, to convince people to take immediate action and reveal their personal information.To protect yourself from falling victim to a ph...

The Spring Budget – Highlights

Home Movers, First Time Buyers |

Chancellor Jeremy Hunt announced his first Budget in the House of Commons on the 15th March, which aimed to encourage those who have left their jobs to return to work and promote business investment. The Budget also includes measures related to fuel, alcohol, pensions, wages, energy bills, childcare, universal credit, and economic growth. Here are the main announcements:

Home Insurance: The Ultimate Protection Plan for Your Castle

Home Insurance |

Home Insurance is an essential policy that provides peace of mind to homeowners by protecting their homes and belongings against unforeseen circumstances. Homeowners Insurance can help cover losses that result from events such as fire, theft, or natural disasters. In this article, we will explore the recent changes in pricing policies for Home Insurance and the importance of having the right coverage for your needs.

Is this you? Mortgage case studies

First Time Buyers, Remortgages, Mortgage tips, Case Studies, Buy to Let |

Meet John, a 28-year-old working professional who has just landed his dream job in Bedford. He has been renting a flat for the past five years and is ready to step on the property ladder. John has saved £25,000 and has a good credit score. He is looking for a mortgage to purchase a two-bedroom flat in Bedford. How can we help with his mortgage?

Income Protection: Not just for the over 30’s

Case Studies, Protection |

According to recent research by Cirencester Friendly*, almost 23% of their claimants are aged 30 or under. This is an eye-opening statistic that highlights the importance of Income Protection for young people. Many of us don't like to think about the possibility of becoming ill or injured, but it's important to be prepared in case the worst does happen.

What our clients say...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.