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July 2025

Stamp Duty Changes: What Homebuyers Need to Know

Home Movers, First Time Buyers, Remortgages |

If you're planning to buy property in England or Northern Ireland, there’s some big news you should know about. As of April 1, 2025, the temporary Stamp Duty relief introduced back in 2022 has officially ended, and several major changes are now in effect.

June 2025

How can a critical illness insurance policy help

Protection, Wellbeing |

Did you know that critical illness insurance can provide an extra security net? Waiting times for elective surgery within the NHS have significantly worsened in recent years. COVID-19 had a deep and lasting impact on access to care. NHS England alone recorded over 7.5 million people on waiting lists as of late 2024.

Avoid NHS waiting times with private medical insurance

Wellbeing |

Did you know private health insurance can provide an essential safety net? You’ll be able to access treatment faster, bypassing waiting lists. One monthly fee or an annual payment will reduce financial stress by covering the high costs of surgery, diagnostics, and hospital care. And you’ll have the choice of specialists and hospitals to suit your needs. Plus, comprehensive support for high-value claims, such as cancer treatment.

Using Equity Release for Home Improvements or Care Needs

Equity Release, Homeowners |

As you approach the ‘Golden Years’, are you considering whether to stay at home or move into care? Can you afford to do this without selling your home? Equity release for home improvements or aged care is a popular choice for many older homeowners as they look for ways to stay at home for longer and improve the quality of life in retirement.

Insuring a Heritage Property? What You Need to Know

Home Insurance |

There is a lot of love for those beautiful older houses, from the Tudor era to the popular Edwardian terraces. But it’s important to remember, insuring older or historic homes (especially listed buildings) requires special policies. When comparing new build vs. historic (or older) homes for home insurance in the UK, you need to weigh up the costs and factors. Insurers assess risk based on the age, construction materials, and condition of a property. Directly impacting your premiums, coverage ...

Remortgaging This Year? Fixed vs Variable Rates

Remortgages, Mortgage tips |

Do you hold one of the fixed rate COVID-era mortgages coming to an end this year? Unfortunately, the rate has risen significantly since then. We can’t offer generalised advice without understanding your situation in detail. So contact us for personalised help. Remember, we are here to help. We’ve seen it all before, and our specialised and expert knowledge is here to be utilised — before you get stuck facing a large interest rate hike.

May 2025

How to restart your budget ahead of summer!

Saving Money, Wellbeing |

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve your warm-weather wants on an ice-cream budget. Here’s how to get that summer bank balance set-up for a great year ahead, from clever budget ideas to easy ways to reduce your expenses.

How to stay active through summer! (and how health insurance can help)

Wellbeing |

With the warmer weather approaching, it’s a great time to get active without hitting the gym! We’ve come up with some fun tips to get you moving outside. And don’t forget that many health insurances have schemes in place to get you extra motivated. Think: Discounted or Free Gym Memberships. Fitness Tracker Rewards. Fast-Track Physio and Injury Rehab. Plus, Nutritional Support and Health Checks!

What protection do you need in place to have a worry-free summer?

Protection, Wellbeing |

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while you’re soaking up the sunshine, have you thought about the financial safety nets that help keep life running smoothly, no matter what? If you want true peace of mind this summer (and beyond), it’s worth making sure you’ve got the right protection in place. Here's a quick, no-jargon guide to three key types of cover every household should consider. Hit reply-to this email to set up your cov...

Avoid these mistakes when buying insurance

Home Insurance, Saving Money, Homeowners |

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safety net. But buying the wrong policy or overlooking key details can leave you underprotected when it matters most. To help you make a smart, informed decision, here are the top five common mistakes to avoid when purchasing general insurance. Of course, using a broker ensures you can avoid these mistakes. Give us a call to get your insurance all lined up.

Latest Blog

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As your broker, I want to help you not just protect your financial future with the right mortgage or...

Insurance That Works Harder

When it comes to health insurance, many people think only about hospital treatment, consultations, o...

Protection: How Needs Evolve Over a Lifetime

Understanding how your insurance needs change over time is key to maintaining financial security for...

A Better Way Forward for Equity Release

Equity release has helped thousands of UK homeowners unlock the value in their property, but it hasn...

Why Insurance Reviews Matter

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As c...

A Broker’s Guide to Busting Mortgage Barriers for Homeowners

Refinancing a mortgage isn’t always as simple as finding a lower rate. Changing incomes, property v...

Your Guide to Medical Underwriting

Let’s be honest, insurance can often feel a bit overwhelming when going through the fine print! Whe...

When Might an Insurer Not Pay a Claim?

We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be wh...

Have You Heard of the Term ‘Mortgage Prisoners’?

If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown a...

Life Cover Isn’t a Nice Option to Have - It's Essential

Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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