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March 2024

Lifetime Mortgages: How to spring refresh your home with calm and wellness

Equity Release, Mortgage tips, Saving Money, Homeowners |

Make your home a place for peace as we close in on those chilly winter months. We show you how you can release equity from your property to restore wellness and calm. You are on your way to zen! Plus, some easy low-cost tips you can do today. Explore how a Lifetime Mortgage can bring calmness and wellness to your home this spring.

What is a ‘stress test' and how does it work?

Home Movers, First Time Buyers, Remortgages, Mortgage tips |

Are you coming to the end of a fixed rate mortgage or have your circumstances changed? For example, a new baby or job? We do a deep dive into one of the more complex concepts of mortgages and why your circumstances might affect them. Have you heard of ‘stress tests’ before? Introduced in 2014, stress tests, aka an ‘income test’, are an important part of the mortgage process.

Discover the safety net: how income protection can safeguard your future and lifestyle

Protection |

Did you know there is insurance that will pay you your salary? It covers you if you are too sick to work or have an accident and can't work. Depending on what you can afford, income protection can support you. Or for an agreed amount of time. Here are just a few reasons why income protection is worth looking into…

February 2024

Show your finances some love

Saving Money |

Just like any meaningful relationship, building a strong connection with your finances requires time, care, and a touch of creativity. Whether you're embarking on a new financial journey or looking to rekindle the flame with your budget, these top tips will help you spark a stronger connection and fall head over heels in love with your finances.

Having a will makes life easier for your loved ones

February is the month of Valentine's Day, and a time where the air is filled with love and expressions of affection. While chocolates, flowers, and romantic gestures are appreciated, this year, consider a gift that expresses a commitment to a future filled with care and consideration. The ultimate Valentine's Day gift? Arranging a Will.

Your dream garden can be within reach – unlock the equity in your home

Equity Release, Homeowners |

Spring is just around the corner, and with the promise of warmer days and blooming flowers, many homeowners find themselves yearning to breathe life into their outdoor spaces. Your garden, often an overlooked canvas, can be transformed into a tranquil haven where you can relax and immerse yourself in the beauty of nature. If you aren't sure how to make your plans a reality, one option is to use a lifetime mortgage for home improvements.

Is your home covered against storm damage?

Home Insurance, Homeowners |

As the weather becomes increasingly unpredictable, protecting your home against storm damage is crucial for both safety and financial well-being. Here's a short guide on how to protect your home and navigate the process of making a claim on your home insurance in case of storm-related incidents.

An insurance policy could be more affordable than you think

Homeowners, Protection |

Nearly half (44%) of UK workers overestimate the monthly cost of income protection, life cover, and cash plan policies*. This highlights a significant gap between perceived cost and reality, meaning many are missing out because of misperceptions around price.

Looking to remortgage? Tips to help you navigate the current mortgage market

Home Movers, Remortgages, Mortgage tips, Homeowners |

We understand that the current challenges we are all facing in light of the cost of living squeeze and the rise in interest are causing concerns for many homeowners. If your current mortgage deal is looking to end in the next 12 months, you have options you can explore now.

January 2024

Ensure your valuables are secured in 2024

Home Insurance, Saving Money, Homeowners |

Whether you're a homeowner or renting, if someone in your household has received a high-value gift for Christmas, don't forget to ensure your belongings are covered with your home insurance policy. Here's a brief guide to help you navigate the ins and outs of safeguarding your high-value items.

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Are you one of the married couples due up to a £1,000 tax rebate?

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Let’s take a closer look at secured loans to clear debt

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Five easy ways to save money this festive season

The festive season can bring all sorts of financial stress. But with these tips, we hope you can tak...

With insurance premiums on the rise, is your policy up to date?

With insurance premiums increasing, it’s a great time to review your policy. Did you know that if y...

How much equity can I release with a lifetime mortgage?

A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the v...

Unlock extra benefits with your health insurance

Let’s dive into unlocking extra private health insurance benefits. Such as a second opinion on a ma...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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