Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

January 2024

Stick to your health and fitness New Year resolutions

As we bid farewell to the old year and usher in a new one, many of us embark on a journey to prioritise our health and fitness. New Year's resolutions often involve promises to hit the gym, eat better, and lead a healthier lifestyle. While enthusiasm is high in January, maintaining that momentum throughout the year can be challenging. To help you stay on track, here are some top tips on how to stick to your health and fitness resolutions in the coming year:

Government support to help you keep your home warm this winter

Equity Release, Homeowners |

As the temperatures start to go down and the energy bills go up, you might feel like you can’t afford to put the heating on. If that’s you, there is support available for people claiming benefits or who have reached a certain age. Don’t miss out on the support that’s there for you. Read on for the different ways you can get support from the government to heat your home this winter.

4 reasons why January is a good time to buy life insurance

Protection, Homeowners |

January is a month of possibilities, and one of the best gifts you can give yourself and your loved ones is the security of life insurance. Here's why January is the perfect time to make this important decision.

Make your mortgage review a priority in 2024

Home Movers, Remortgages, Mortgage tips, Saving Money |

For most of us, our home loan represents one of the most significant financial commitments of our lifetimes, yet too few people review their mortgage regularly. If that’s you, don’t delay any longer – an overhaul of your mortgage could unlock significant savings, enable property improvements as your life changes, or give you an opportunity to move home. If your current mortgage deal is looking to end in the next 12 months, you have options you can explore now.

Financial New Years’ Resolutions

Home Movers, First Time Buyers, Homeowners |

2023 undoubtedly wreaked havoc with many of our finances with the cost-of-living expenses rising and interest rates causing uncertainty in the mortgage market. So, with a New Year now underway, it isn’t too late to set your financial goals to help combat the ongoing cost increases. Check out our handy list of 10 Financial New Year’s Resolutions that could help shape your finances for 2024.

December 2023

Fraudsters on Facebook Marketplace

According to Lloyds Banking Group fraud insights data, there has been a 75% increase in people getting scammed when shopping for things like cars, tickets and clothes on Facebook Marketplace.* So if you’re heading online to buy or sell gifts this month, here are some things to look out for.

Winter sun seeking for the over 55s

Equity Release, Saving Money |

Taking extended breaks during the Winter has always been popular due to the enticing 'off-peak' prices and the opportunity to avoid high home utility bills. Additionally, there are health advantages to spending time in warm and sunny destinations, such as more chances for outdoor exercise, access to nutritious food, and an enhanced overall sense of well-being.

Consider international health insurance for your travels or relocation abroad

Protection, Saving Money |

Protecting your health abroad might be important to you if you travel a lot, as it provides reassurance that you can receive medical treatment when it’s needed. Falling ill in a different country can be stressful, especially if you’re unfamiliar with the local healthcare system. Without private medical insurance cover, you may also be left with expensive medical bills to pay.

Is it time to review your protection policies?

Protection |

Recently we have been seeing all sorts of local news pieces on crowding funding appeals to help families who have fallen into financial difficulty, a lot of times due to a change in circumstances, illness or death. A lot of life insurance policies have value added benefits that people often forget about, so it’s important to take make the most of these.

Debt consolidation following Christmas spending

Saving Money, Homeowners |

Budgets this year are significantly tighter, and many will have turned to borrowing via credit cards, store credit and loans to afford a Christmas like those enjoyed previously. But what if the debts are growing and you’re unsure how you’ll look to repay them in the New Year?

Latest Blog

How technology is shaping the future of general insurance

From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised co...

Insured private healthcare admissions at near-record levels

Did you know private healthcare admissions are up, according to the Private Healthcare Information N...

What is probate and could it affect a life insurance claim?

A grant of probate is sometimes needed when valuable assets, such as property and shares, are left i...

Manage cash flow by leveraging your equity

Loading up the credit card is something we see all too often. But have you thought of leveraging the...

Are you one of the married couples due up to a £1,000 tax rebate?

With over 24 million people in the UK tying the knot, did you know you might be due a tax rebate pos...

Let’s take a closer look at secured loans to clear debt

Have you heard of a secured loan before? It is a loan that uses an asset as collateral. This means t...

Five easy ways to save money this festive season

The festive season can bring all sorts of financial stress. But with these tips, we hope you can tak...

With insurance premiums on the rise, is your policy up to date?

With insurance premiums increasing, it’s a great time to review your policy. Did you know that if y...

How much equity can I release with a lifetime mortgage?

A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the v...

Unlock extra benefits with your health insurance

Let’s dive into unlocking extra private health insurance benefits. Such as a second opinion on a ma...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Equity Release

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Latest Blog

Quick Links

Our Fees